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Insurance Underwriting

Ensure your gun shop has adequate coverage with the help of Joseph Chiarello & Co., Inc.’s insurance underwriting services.
Insurance Underwriting

The Importance of Insurance Underwriting

Businesses in the firearms industry present many risks. If your products are faulty and cause injury to a customer, or if something goes wrong and they are hurt in your premises, you’re liable for the damages.

To protect your business, an insurance policy is a must. But some of the risks involved in your business may not be covered by regular policies. This is why insurance underwriting for gun stores might be the best option for you.

With insurance underwriting, we can determine the risks involved in your business and advice you on which protections are essential.

How Insurance Underwriting Works

In its simplest terms, insurance underwriting is the process of assessing the risk of insuring a business.

As a professional insurance underwriter, Joseph Chiarello & Co., Inc. determines whether your gun store poses an acceptable risk. We then calculate the fair price to cover that risk in your insurance policy.

Specifically, the insurance underwriting process is as follows:

  • We will review information about your business
  • Areas in your business that is most vulnerable to risks will then be identified
  • With risks determined, we will advise which of them needs to be insured or what kind of policy coverage would cover them
  • You will be advised regarding steps or proactive solutions you can take to prevent these risks from becoming an actual problem

This process is usually automated. We use a computer program that assesses the risks involved in your business and computes a fair price for your insurance premium, so we can provide you with the coverage you need when you need it.

With our underwriting services for businesses in the firearms industry, gun stores like yours can get the appropriate coverage fit for the nature of your business.

Risk Factors in Firearms Businesses

One of the biggest parts of our insurance underwriting service for gun shops is assessing the risk factors involved in your business. If you have too many risk factors, regular insurance premiums may not offer enough coverage for you. Thus, we underwrite an insurance package tailored to the risks specific to your business.

Some of the risk factors we look into when it comes to gun shops are:

  • Location of your property
  • Size and age of your property
  • Type and age of the equipment in your shop

Why Choose Us?

Joseph Chiarello & Co., Inc. has been serving in the industry for over 40 years. The past four decades have given us the insights and capabilities to create insurance solutions that meet your particular needs quickly and cost-effectively.

With our insurance programs underwritten by the best carriers globally, we have established ourselves as one of the most trustworthy gun insurance companies in the industry. The coverage this provides is written on admitted policies, which are protected by the insurance department of the state where they were drawn up.

This method provides your firearms business its much-needed long-term security.


Outstanding Service

"Their service has been outstanding. I would strongly recommend them to any gun dealer in need insurance for their business."

– Charles K.
Great Staff

“The staff has been great over the years we have been customers of theirs. They have always responded extremely quickly.”

– Brian K.
A First Class Broker

“A first class Insurance Broker representing the insured not the insurance company. They are the very best in the business!”

– Fritz S.

Request A Free Quote

Call Now: 800-526-2199. Or submit your inquiry below. We look forward to having the opportunity to work with you!

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