Call Us Today! 1-800-526-2199

How Firearm Business Insurance Can Protect Your Company

As a firearms business owner, it’s essential to have comprehensive firearm business insurance. This will protect you if something goes wrong and you’re sued, such as in a case of negligence.
Firearm Insurance Business

As a firearms business owner, it’s essential to have comprehensive firearm business insurance. This will protect you if something goes wrong and you’re sued, such as in a case of negligence. If you don’t have this insurance, you could be held liable for any damages, which could potentially ruin your business.

Having insurance can help protect you from several potential risks, including:


If you or one of your employees is accused of negligence, you could be sued. Neglect can include not providing proper training to employees and customers or not following safety procedures, leading to an accident. When something like this happens, you could be found liable and pay damages.

Without sufficient insurance to cover the costs, you might go bankrupt or go out of business.

Personal Injuries

If someone is injured on your property or as a result of using one of your products, you could be held liable for the personal injury. This includes incidents like slips and falls or even accidental shootings.

If the person sues you, they could win a large sum of money, bankrupting your business. This could mean losing everything you’ve worked so hard to build, so it’s crucial to have the right insurance to protect your business. Besides, you wouldn’t want to be caught up in a long and costly legal battle.

Product Liability

If you sell a defective product or a product that causes injury, you could get sued for damages. Product liability can be tricky to navigate, as sometimes the manufacturer may be held liable instead of the seller. However, if you’re selling a product that you believe might be defective or aren’t sure about.

While it’s important to carefully choose the products you sell, you also have to secure comprehensive insurance. This is because if something does go wrong and someone is injured, you could be held liable. Insurance will help protect you financially if you’re sued. It will help cover the costs of possible settlements.

Property Damage

If your business property is damaged, you could be held responsible for repairs. This is especially true if your employees or customers cause the damage. For example, if a customer accidentally shoots a hole in your wall, you might be liable for the results. And if you don’t have insurance to cover these types of damages, you could be forced to pay out of pocket, which could put a serious financial strain on your business.

Property damage insurance helps cover the cost of repairs or replacement if your property is damaged.

Business Interruption

If your establishment is forced to close due to damage from a covered event, the firearm business insurance can help reimburse you for lost income. This is because when your business is closed, you cannot generate revenue. And if the damage is severe, it could take a long time to repair, meaning you could be out of business for an extended period.

The insurance can help tide you over until your business is up and running again and can help you avoid financial ruin.

As you can see, there are many risks involved in running a firearms business. There are many other dangers, and not having the right insurance can put your business at risk. So, make sure you have the right coverage to protect your business and yourself from potential financial ruin.

Joseph Chiarello & Co., Inc. is an insurance broker specializing in firearms with over 35 years of experience. We have a deep understanding of the unique risks and challenges faced by those in the firearms industry. Contact us today to learn more about the coverage you need to protect your business.


Outstanding Service

"Their service has been outstanding. I would strongly recommend them to any gun dealer in need insurance for their business."

– Charles K.
Great Staff

“The staff has been great over the years we have been customers of theirs. They have always responded extremely quickly.”

– Brian K.
A First Class Broker

“A first class Insurance Broker representing the insured not the insurance company. They are the very best in the business!”

– Fritz S.

Request A Free Quote

Call Now: 800-526-2199. Or submit your inquiry below. We look forward to having the opportunity to work with you!

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.