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What You Need to Know About Gunsmith Insurance

One essential element of securing your gunsmithing business is obtaining comprehensive insurance coverage for potential liability issues.
Gunsmith Insurance

What You Need to Know About Gunsmith Insurance

Gunsmiths need to take measures to protect themselves, their inventory, and the safety of their employees. One essential element of securing your gunsmithing business is obtaining comprehensive insurance coverage for potential liability issues. Read on to learn more about what you should look for when selecting appropriate gunsmith insurance coverage.

The Importance of Insurance in the Firearm Manufacturing Industry

Insurance protects you from various liabilities, such as product liability, workers’ compensation, and general liability.

Gunsmiths must be prepared to face various inherent risks in their field of work. Insurance can help cover legal fees associated with any claims or lawsuits brought against your business. Additionally, it can provide financial protection if property damage occurs as a result of your work.

What Does Gunsmith Insurance Cover?

Gunsmith insurance typically covers property damage, bodily injury, and personal injury caused by an incident related to the use of firearms. This coverage includes legal costs and damages awarded to claimants up to the policy limits outlined in the policy.

Additionally, gunsmith insurance can cover lost wages and medical expenses due to an injury at the gunsmith’s place of business.

Types of Insurance to Choose From

When looking for a policy, read the fine print and understand precisely what your particular plan covers. While policies may vary in terms of coverage, here are some common types of insurance that you should consider:

Commercial General Liability Insurance

Commercial general liability insurance (CGL) is often the most important coverage for gunsmiths. It provides protection from claims related to your operations or products, as well as bodily injury and property damage that may occur while you are practicing your trade.

Commercial Property Insurance

Commercial property insurance provides coverage for any physical assets owned by your business. This includes buildings, tools, and equipment you use for gunsmithing activities.

Product Liability Insurance

Product liability insurance protects you from potential claims about the firearms you manufacture or sell. It protects against lawsuits alleging negligence or defect caused by a product you have made.

Workers’ Compensation Insurance

This type of insurance is required in most states and provides coverage if an employee gets injured at work. Workers’ compensation can cover medical expenses, lost wages, and other related costs associated with the injury.

Schedule a Consultation with Our Agents

If you’re ready to get insurance coverage for your firearms manufacturing or gunsmithing business, look no further than Joseph Chiarello & Co., Inc. Firearms Business Insurance. We provide comprehensive insurance plans to give clients peace of mind while conducting business.

With more than 35 years of experience in the industry, rest assured that we have the expertise to help you find the right coverage. Contact us for a consultation today!


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"Their service has been outstanding. I would strongly recommend them to any gun dealer in need insurance for their business."

– Charles K.
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– Fritz S.

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Call Now: 800-526-2199. Or submit your inquiry below. We look forward to having the opportunity to work with you!

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